Senior Lending Manager | Dublin

Reference: MB211
Sector: Banking
Job Type: Permanent
Consultant: Martin Byrne
Martin Byrne

The Opportunity

Opportunity for Senior Lending Manager to work in a dynamic start-up environment.

The Role

  • Build and maintain relationships with customers requiring funding for residential development projects.
  • Carry out detailed assessment of residential development projects, assist borrowers to structure loan proposals, prepare clear and concise loan reports and make recommendations to the appropriate sanctioning authority.
  • Support other team members and provide advice and guidance on funding applications.
  • Participate in regular reviews of borrower relationships and funded developments with the Head of Lending, the Management Team and other business areas.
  • Achieve lending targets within agreed timeframe and commercial terms.
  • Monitor and review the progress of developments to ensure delivery of key milestones for developments.
  • Ensure accurate and timely updates to the Head of Lending, the Management Team and other stakeholders on the progress of funded schemes.
  • Ensure the highest standards of compliance with policies and procedures are achieved.
  • Ensure all documentation relating to the provision of facilities is completed and recorded on the appropriate IT system and available for audit purposes.
  • Ensure required cooperation with internal and external auditors.
  • Ensure strong working relationships between the lending team, the Credit & Risk team, the primary service provider and other external advisors such as the monitoring surveyors, property advisors, etc.

Candidate Profile / Experience

  • Minimum 6 years’ experience in a similar role in a financial institution with a proven prudential track record in residential lending, preparing funding proposals, building and maintaining strong working relationships with customers and achieving lending targets.
  • Excellent knowledge of residential development lending product offerings and markets.
  • Excellent knowledge of lending agreements, covenants and security requirements.
  • Excellent understanding of relevant financing models and data with an ability to review, understand and interpret audited financial accounts and financial forecasts.
  • Demonstrated sound commercial judgement and awareness of the residential market in Ireland.
  • Proven record in managing credit quality and compliance with policies and procedures.
  • Experience of coaching and mentoring more junior members of the team.
  • Have a proven track record in delivering results and objectives.
  • Strong customer focus and a proven commitment to customer excellence
  • Strong organisational skills and ability to prioritise and manage work load.
  • Strong negotiation skills with ability to identify key risk issues in negotiation of borrowing facilities and to deliver alternative solutions if required.
  • Strong understanding of deal structuring.
  • An ability to work on own initiative and interact as a part of a highly motivated team.
  • Effectively contribute to the achievement of goals and targets set for self, others and organisation.
  • Well-developed leadership and networking skills.
  • Excellent communication skills, both verbal and in writing.
  • Exemplary governance and ethics.
  • Proficiency in Microsoft Word, Excel and Outlook.
  • Degree preferably in economics/finance or other relevant discipline, and/or equivalent professional qualification.

 

Please note only candidates that match the minimum job requirements above will be contacted for this role.

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Reward / Package

NEG DOE

Contact

Consultant: Martin Byrne

Martin Byrne, Head of Financial Recruitment on +01 5541294 or email martin@redtree.ie for a confidential conversation.